zCloak Network

The first financial operating system as blockchain protocol

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What is zCloak Network?

zCloak Network is a financial operating system that exists entirely as blockchain protocol. Unlike traditional fintech, its interfaces, business logic, and security mechanisms operate at the protocol level rather than through servers or applications. The platform includes three core modules: zCloak Money for treasury management, zCloak ID for privacy-preserving identity, and zCloak AI for secure automation.

Who is it for?

Enterprises and treasury teams managing multi-chain assets. Cross-border businesses requiring compliant international payments. Payment service providers and financial institutions seeking self-custody solutions with governance controls.

Key capabilities

zCloak Network delivers immutable frontends with on-chain deployment and zero gas fees. Chain-key cryptography enables native multi-chain signing without bridges. vetKey encryption protects approvals while maintaining full auditability. The platform supports multi-signature transfers with role-based approval logic, zero-knowledge identity proofs for compliance, and AI agent integration with secure permissions frameworks.

When to use zCloak Network

Deploy when your organization needs transparent treasury management without giving up custody to intermediaries. Use it for multi-chain asset management, compliant cross-border payments, or integrating AI automation with financial operations while maintaining security and audit trails.